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Cruise Travel
Insurance If I cancel my trip for any reason, do I get all my money back? No. Trip cancellation coverage refunds prepaid, nonrefundable payments if you have to cancel your trip for one of the reasons covered by your policy. Covered reasons include the following: sudden medical emergencies, financial default of a covered airline, cruise line or tour operator, bad weather, terrorist incidents, and jury duty. Changing your mind about taking a trip or having certain business obligations are not covered. If you cancel your trip for a covered reason, you must notify your travel supplier(s) within 72 hours of the occurrence, otherwise the right to compensation will lapse. Traveling Companion is a person traveling with You who must be listed on Your application or who shares the same accommodations as You. Traveling Companions Family Member is a Family Member of a Traveling Companion, as defined. Traveling Family Member is Your spouse, and any of Your unmarried children under age 18, including stepchildren, legally adopted children or grandparents and grandchildren when traveling together without a parent. Any unmarried dependent child, regardless of age, who is incapable of self-sustaining employment by reason of mental illness, developmental disability, mental retardation or physical handicap and who became so incapable prior to age 18 shall, be eligible for coverage. Please read Part VI for what is not covered under this Policy. B. 1. Trip Cancellation/Trip Interruption Trip Cancellation coverage provides benefits for covered expenses You incur for trips canceled up to the time of Your Scheduled Departure Date. Trip Interruption coverage provides benefits for expenses You incur for trips canceled after Your departure. Some reasons: Terrorist Incident in a foreign city to which You are scheduled to arrive within 10 days following the Terrorist Incident and, for Trip Interruption coverage, if Your tour operator (if applicable) does not offer a substitute itinerary; You or a Traveling Companion, who are on Active Military Duty in the United States Armed Forces: having Your personal leave revoked within 10 days prior to Your departure date (as long as such revocation is in writing by a superior officer and is not due to war-related situations, invocation of the War Power Act, base or unit mobilization, unit reassignment for any reason, or disciplinary action); or personal reassignment within 10 days prior to Your departure date, whether temporary or permanent. PART VI. EXCLUSIONS GENERAL PROGRAM EXCLUSIONS: Coverage will not be provided under this Policy for any loss, Injury or illness due to: intentionally self-inflicted harm, or suicide or any attempt thereat; Normal Pregnancy or Childbirth, as defined; Mental or Nervous Health Disorders, as defined; alcohol, substance abuse, or related illnesses; war (whether declared or undeclared), acts of war, active duty in the armed forces (except as provided for under Trip Cancellation/Trip Interruption), civil disorder or unrest; participation in professional athletic events or motor competition, including training; losses due to expected or foreseeable events. Travel Insurance Request a price quote or Order a Brochure
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Cruise Tour Planners, 205 Mineola Blvd, Suite 1B Mineola, New York 11501 USA USA Phone: (800) 221-2474 Fax (516) 248-3496 This document maintained by
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